Denied

When my husband became disabled he applied for temporary disability.  Since temporary disability in this state is paid by the employer, not the state, and since his employer as mentioned below, went out of business, he was denied.  That left him with no income whatsoever.  You can’t collect unemployment if you are disabled.   So we were down to one unemployment check, further reducing our already reduced income.  Eventually, he received a back to work note and reapplied for unemployment which is about to end.  The only other income option we have is to apply for early social security.  Oh, I almost forgot.  He also applied to the National Council on Aging, a government program which subsidizes temporary part time minimum wage jobs.  This is the definition of diminishing returns.